You can get a home equity loan with bad credit, but you will most likely need more equity and less debt than someone with good credit. You will also pay a higher interest rate.

What credit score is required for a FHA loan? Borrowers can get an FHA loan with a score of 500 if they make a down payment of 10% or more and 580 with a down payment of 3.5% or more.

That's why phrases like“$500 loan no credit check”,“bad credit payday loans guaranteed approval”, and“get cash same day” now appear in millions of monthly queries across the U.S.

As you tap into your home's equity this August, make sure you avoid these potentially costly mistakes: ...

This can either be to access cash from home equity or to refinance a non-VA loan into a VA loan. USDA streamlined assist refinance program: This is limited to those with a USDA loan who have been ...

PMI varies in cost depending on your down payment amount and credit score. Once you reach 80 percent loan-to-value on your home, you can request the lender remove PMI.

In this 2025 report on the best bad credit loan providers with guaranteed approval and no credit check required, we examine how MoneyMutual stands out in a shrinking industry. As other platforms ...

You want to get a home equity loan but worry you won’t qualify due to past credit issues. That may not be true, as bad credit isn’t always a deal-breaker.