Its health effects can range from a skin rash to a heart attack. There are three main types of lupus: > Systemic lupus erythematosus (eh-RITH-eh-muh-TOE-sus) is the most common form. It’s sometimes ...

“Consumers can often be confused about what their credit card does and doesn’t cover,” says Loretta Worters, spokeswoman for the Insurance Information Institute. “That’s why it’s ...