Key Points ・An education line of credit allows borrowers to fund multiple academic years through a single application.

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“There is no way you can avoid dealing with them entirely,” Davenport says. “However, there are some things that people can do to satisfy their desire to take better control of their credit.” ...

The student loan on-ramp ends Sept. 30 and delinquencies will again be sent to credit bureaus. How to avoid a hit to your credit score and finances.