Car insurance coverage non-owner option (5% of score): Auto insurance companies for high-risk drivers need to include coverage that is important to this segment of drivers.

Comparing motorcycle insurance quotes can save you a lot of money because different companies offer a range of prices for the same policy.

The answer depends on the type of insurance you’re buying. While you may be able to pay for auto insurance policies with your credit card, for example, your life insurance company might refuse.

SoFi reports that FHA loans are ideal for first-time buyers with lower credit scores and smaller down payments, though they come with mortgage insurance costs.

Nationwide, Travelers, USAA and Auto-Owners offer the best low-mileage car insurance policies according to Forbes Advisor's 2025 analysis.

Your insurance company will typically pay to replace or repair your roof after a storm or an accident like a fire or fallen tree. However, it won't pay to fix normal wear and tear.