American Express® National Bank, Member FDIC, has more to offer than just credit cards — in fact, the American Express® High Yield Savings Account is worth checking out. With a generous yield ...

Yes, all accounts through American Express National Bank, Member FDIC, are FDIC insured (FDIC #27471) up to $250,000 per depositor, per account ownership category, in the event of a bank failure.

Chosen as one of our best high-yield savings accounts of 2025, the American Express® High Yield Savings Account (Member FDIC) offers a combination of solid APY and no fees that make it a standout ...

American Express Bank offers a 3.60% APY on its high-yield savings account and has no minimum opening deposit or minimum balance requirement.

Some American Express rates are competitive, while others aren’t. The bank’s 11-month CD is the highest yielding, with a 4.00% APY. But it’s possible to find higher CD rates through other banks.

Here's why credit card applications ask about bank accounts and how having them can help your approval odds Having a savings or checking account makes you a safer bet for the credit card issuer.