A 3-2-1 buydown mortgage offers borrowers a three-year break from high interest rates. However, they must be ready to pay the original rate from the fourth year onward.

The SEC's Rule 10b5-1 allows stock trades to be set up in advance by public companies' officers or directors to avoid accusations of insider trading.

Some of the best gifts for 1-year-olds are those that engage kids’ rapidly developing motor skills, sensory exploration, and boundless curiosity.