Raina He is a contributor to CNET Money. She previously worked as an editor at CNET with a focus on credit cards, loans and banking. Before CNET, Raina worked as a staff editor for NextAdvisor.

You won't have to pay a security deposit or have perfect credit to get one of these credit cards. Jaclyn was a CNET ... reviews and advice. She has experience covering business, personal finance ...

Libby Sweeney is a former credit cards editor for Forbes Advisor ... help cardholders monitor credit scores and provide financial advice like setting up a budget or lowering credit card debt.

Discover cards are currently not available on CNBC ... offer insight into factors that affect your credit and offer advice on how to improve it. Credit score ranges vary by credit scoring model ...

Profit and prosper with the best of expert advice - straight to your e-mail. Sign up I researched the risks and benefits of credit cards for kids before signing my children up as authorized users.