Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if your financial behavior changes because of ...

Do All Credit Scores Update at the Same Time? No — credit scores don’t update on a fixed schedule or all at once across the board. Instead, they’re calculated dynamically, meaning your score ...

What's the highest credit score you can get? The highest FICO score possible to achieve is 850. That’s a perfect score and it’s not always necessary to get the best terms and rates when borrowing.

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are ...

A credit score is a three-digit number designed to give lenders an idea of your credit usage habits. This general term encompasses many specific scores, including FICO scores and VantageScores.

March 26, 2014— -- If you want to use credit or get a loan someday, you should work on raising your credit score. It can take a while to earn a good credit standing, and for the most part ...

The rule of thumb for credit scores is the higher, the better. Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent ...

You want your credit utilization ratio to be low -- ideally, 10% or lower.That's a sign that you're not borrowing too much money, and it will also help you achieve an excellent credit score.

Do student loans affect your credit score? Learn how your repayment habits, debt load and loan type can impact your score positively or negatively. WSJ Barron's MarketWatch IBD.

A 750+ credit score doesn't just mean bragging rights -- it can unlock cheaper insurance, better job prospects, and access to top-tier credit rewards. Learn more.

How I maintain an 800-plus credit score. It might surprise you to learn that the average FICO credit score in the US is 718, with a majority of Americans rated as having “good” credit. If you ...

Yet, it is possible to ding your credit score with a high credit card balance, even if you pay it off every month. Suppose you put a $1,000 plane ticket on a credit card with a $1,500 limit, and ...