More than one-third of Fidelity plans now auto-enroll employees in 401 (k)s at a contribution rate of 5% or higher. “Unless a new hire takes action, they’re going to be saving for the plan ...

After the stock market plunged Thursday and Friday following President Trump's newest announced tariffs, many Americans are seeing their retirement savings, particularly in 401(k) plans, take a hit.

The most savings allowed in a 401 (k) is $31,000 in 2025 for other employees aged 50 through 59, and then 64 and older. The catch-up contribution for that group remains at $7,500 for 2025.

While traditional 401 (k)s require an employer to set them up, you still have plenty of ways to save for retirement, even if you’re self-employed or working at a company without a plan.

Employee And Employer Match 401 (k) Contribution Limits For 2025 Combined, the employee and employer contributions to a 401 (k) in 2025 for an employee are up $1,000, to $70,000 from $69,000.

Chances are very good that your 401 (k) does not currently offer you access to private equity investments, which, as the name implies, are investments in companies that are not publicly traded.

There were 537,000 401 (k) Millionaires in 2024, according to the most recent data (Q1 2025) from Fidelity. That number has more than doubled from 2019 – 2024 (with 233,000 accounts in 2019) for ...

Older workers can put more money than ever in their 401 (k)s starting next year under a new law meant to boost retirement savings for people in their early 60s. The maximum amount savers can put ...

Skipping a year of 401 (k) contributions is generally a bigger deal early on in your career than at the tail end of it. If you miss a year of 401 (k) contributions at 30 and retire at 65, you're ...

New to 401 (k) plans in 2025, this provision of the SECURE Act 2.0 enables workers between 60 and 63 to save an extra $11,250 in their 401 (k). That’s higher than the $7,500 workers over 50 can ...

Fidelity reported that as of the end of the fourth quarter in 2024, the average 401 (k) balance had risen by 11% for the year to $131,700. That’s based on its database of more than 24.5 million ...