The most savings allowed in a 401 (k) is $31,000 in 2025 for other employees aged 50 through 59, and then 64 and older. The catch-up contribution for that group remains at $7,500 for 2025.

After the stock market plunged Thursday and Friday following President Trump's newest announced tariffs, many Americans are seeing their retirement savings, particularly in 401(k) plans, take a hit.

More than one-third of Fidelity plans now auto-enroll employees in 401 (k)s at a contribution rate of 5% or higher. “Unless a new hire takes action, they’re going to be saving for the plan ...

Employee And Employer Match 401 (k) Contribution Limits For 2025 Combined, the employee and employer contributions to a 401 (k) in 2025 for an employee are up $1,000, to $70,000 from $69,000.

While traditional 401 (k)s require an employer to set them up, you still have plenty of ways to save for retirement, even if you’re self-employed or working at a company without a plan.

There were 537,000 401 (k) Millionaires in 2024, according to the most recent data (Q1 2025) from Fidelity. That number has more than doubled from 2019 – 2024 (with 233,000 accounts in 2019) for ...

Chances are very good that your 401 (k) does not currently offer you access to private equity investments, which, as the name implies, are investments in companies that are not publicly traded.

Fidelity reported that as of the end of the fourth quarter in 2024, the average 401 (k) balance had risen by 11% for the year to $131,700. That’s based on its database of more than 24.5 million ...

The stock slump has hit 401 (k)s hard in recent days. But even without a company match, contributing to a 401 (k) can still be a great choice if your goal is long-term retirement savings.

Financial emergencies are pushing more Americans to break into their 401 (k) accounts. Some 4.8% of account holders took early withdrawals last year for reasons such as preventing foreclosure and ...