With a 10/1 or 10/6 ARM, you’ll have a fluctuating interest rate after a set introductory period. With a 30-year fixed-rate mortgage, the rate never changes. For the first decade, ARMs typically offer ...

Today’s average mortgage rate on a 30-year fixed-rate mortgage is 6.73%, up 0.76% from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by ...

Mortgage rates hold steady July 23, 2025, with 30-year fixed at 6.625%. Trump hints at capital gains tax cut for home sales.

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

The typical monthly payment on a median-priced $440,950 home at today’s 6.75% mortgage rate is roughly $2,288. (That’s ...

Freddie Mac reports an average 6.89% for a 30-year fixed-rate mortgage, up 3 basis points from last week's average 6.86%, according to its weekly Prime Mortgage Market Survey of nationwide lenders ...

The benchmark 30-year fixed mortgage now stands at 6.84% after declining 9 basis points since last week. The current rates mark a sizable drop since hitting 7.80% in early October 2023, according ...

Despite 30-year fixed-rate mortgage being stable, flexible, and optimized for buyers and investors, it hasn’t resulted in a particularly high homeownership rate in the U.S.

After jumping for two days, 30-year mortgage rates have now followed that with a two-day decline. Rates have retreated for many other loan types as well.

The fixed rate for a 15-year mortgage is 6.03%, up 2 basis points from last week's average 6.01%. These figures are lower compared to a year ago, when rates averaged 7.03% for a 30-year term and 6 ...