Top CD Rates Since December 2021—As of July 10, 2025 In late 2021, the top nationally available CD rates for terms of 6 months to 5 years ranged from 0.80% to 1.30% APY.

Many savers have CDs maturing this month. If you're one of them, here's what experts say to do with those funds.

Average yields for certificates of deposit with 5-year terms are down 10 basis points in the past year to just 1.33% APY, ...

Top CD Rates Since December 2021—As of May 19, 2025 In late 2021, the top nationally available CD rates for terms of 6 months to 5 years ranged from 0.80% to 1.30% APY.

A 10-year CD may be worth considering if you're saving for a long-term goal and you want that money to be more protected than it might be in stocks or other, more volatile investments.

These 10 CD providers landed on the most “best CDs” lists in July 2025: Popular Direct (6 best-of awards) Newtek Bank (5 best-of awards) Synchrony (5 best-of awards) ...

CDs are paying 4.00% or more in June 2025, but that doesn't mean they're the right place for your cash. Here's when you should think twice.