Compare 0% Interest Credit Cards If you’re planning an expensive purchase, an interest-free credit card is a handy way to spread the cost. Here we explain what to consider before you apply.

For most people, the most important factor when selecting a 0% APR credit card will be the length of the 0% interest period. These typically range from 15 to 21 months but can vary from card to card.

Credit cards with 0% intro APR generally offer a period where you can carry a balance interest-free. But if you maintain that balance after the intro period ends, you will be charged the no APR ...

The best balance transfer cards now feature long 0% intro APRs and no annual fees -- compare top picks and start tackling debt interest-free.

Best 0% APR credit cards Best for low balance-transfer fee: Citi Simplicity® Card Best for purchases and balance transfers: Wells Fargo Reflect® Card Best for limited-time offer: U.S. Bank ...

Why this is one of the best 0% APR credit cards: Use a 0% intro APR for 15 months on purchases and balance transfers to save on interest, after that period, a 18.24% to 27.24% variable APR Plus ...

Choosing one of the best 0% APR credit cards highlighted here can make a lot of sense if you want to break up the cost of a large expense — say, for home upgrades or car repairs — into more ...

For extended interest-free periods, consider a corporate card—these typically require full monthly balance payments and have no interest. How to Use Balance Transfers on 0% APR Business Credit Cards ...

Delinquency rates on credit cards have edged up in the past year, too, hitting 3.16% in the first quarter — the highest level since early 2012 and up sizably from the 2.45% level for the first ...

Interest-free credit cards include lifetime zero interest credit cards and options with 0% promo periods on balance transfers and purchases. Credit card interest is calculated on purchases ...

As the name suggests, interest-free credit cards come with a 0% interest rate for an introductory period, or in certain cases permanently, allowing you to keep repayments and debt to a minimum ...