Carrie Settino, of L'Anse, chose to receive her winnings as a one-time lump sum of $390,000, which she said will be put into savings.

Settino matched all five white numbers drawn -- 03-06-16-22-42 -- to win a prize worth $25,000 a year for life or 20 years, whichever is greater. Settino bought her ticket on the Michigan Lottery website and visited Lottery headquarters in Lansing recently to claim her prize.