Compare home insurance rates by dwelling coverage The rebuild value of your house will directly impact how much you pay for home insurance. Houses that are more expensive to rebuild require higher ...

Georgia insurance rates hit $2,173 in 2023, a 17% spike from the previous year. By comparison, the median household income in the state rose just 2.3% last year, according to Labor Department data.

If the rising price of homeowners insurance were factored into the U.S. Consumer Price Index — a key metric of inflation — it could have added 80 basis points, or about 0.8%, to last year’s CPI ...