Social Security COLA Increase Sparks Warning

Social Security COLA Increase Sparks Warning: 'Seniors Will Be Struggling'
Mary Johnson, an independent Social Security analyst, said: "COLA doesn't keep pace with real inflation. The year-over-year rate of inflation in February for the CPI-W is now up to 2.7 percent, meaning our 2.5 percent COLA that we received for 2025 is falling behind real inflation."
Social Security’s COLA seen falling to 2.2% in 2026, leaving seniors struggling to keep pace
Over the last 20 years, the cost-of-living adjustment has averaged 2.6%, according to the Senior Citizens League.
What Is a Social Security COLA, and How Can It Affect Your Retirement Plan in 2025?
The Social Security COLA, or cost-of-living adjustment, is the process by which the Social Security Administration increases benefits to keep up with rising costs over time. While the general idea of the COLA is well understood by most Social Security recipients (benefits go up once a year),
Here’s Why Your 2026 Social Security COLA Might Disappoint You
If you get most or all of your retirement income from Social Security, money might be perpetually tight. In fact, workers are advised to save for retirement because it’s a known thing that Social Security will only replace so much of your pre-retirement earnings.
Latest Social Security COLA prediction says 2026 increase will be disappointing
As the costs of goods continues to increase nationwide, Social Security benefit adjustments aren't expected to keep up.
Social Security's 2026 Cost-of-Living Adjustment (COLA) Could Be Higher Than 2025's. But Retirees Shouldn't Want That
The Federal Reserve has been on a mission to cool inflation. To that end, it raised interest rates nearly a dozen times in 2022 and 2023 before eventually making a few rate cuts toward the end of 2024.
How is the Social Security adjustment calculated? What you should know about the COLA
The process behind calculating the COLA remains a mystery to many. Here's what every retiree should know about how the COLA is determined and what changes might be on the horizon.

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The Senior League has released its 2026 COLA projection, which estimates a modest smaller increase than in 2025.
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