According to the FDIC, the national average CD rate on a 6-month term is 1.58% APY (Annual Percentage Yield), but the best CDs from online banks and credit unions offer much higher rates.

The average 12-month CD earns 1.75% as of May 2025, according to FDIC data. After steady increases over the past couple of years, certificate of deposit (CD) rates are declining as the Federal ...

Although its 1-year CD comes with a 90-day early withdrawal penalty, it’s lower than many other banks. Read our Alliant Credit Union review. Quontic Bank’s 1-year CD comes with a competitive APY.

Eligible members can open a 30-day Share Certificate with SchoolsFirst FCU and earn an impressive 1-month CD rate of up to 3.15% APY. Traditional and Roth IRA CDs are also available with slightly ...

Foods high in protein, fiber, and healthy fats can trigger the release of GLP-1, an important hormone that helps regulate blood sugar levels and promotes a feeling of fullness. Glucagon-like ...

Phones in the air. A black and white video kicks off and then Tate McRae gets us going for the final day of Radio 1 Big Weekend in Liverpool. You can watch Tate McRae's performance by clicking ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Its website is easy to navigate, and its mobile banking app has received 4.8 out of 5 stars in the Apple App Store and 4.6 ... CD. The CIT Bank Money Market Account offers a decent rate of 1. ...