I don’t have much savings, only about $140,000 between cash savings and a Thrift Savings Plan. Our take-home total each month ...

The more modestly you can live, the easier your retirement. And here's a secret: You can live like a millionaire in retirement, if you have a roof over your head that's paid for, and you enjoy your ...

The reconciliation package currently under consideration in Congress—officially titled the 2025 One Big Beautiful Bill ...

The reconciliation package currently under consideration in Congress—officially titled the 2025 One Big Beautiful Bill Act—seeks to undo many of the climate and energy initiatives and tax credit ...

So, for charitable-minded older adults, QCDs are a great way to reduce the amount of money you otherwise have to withdraw from an IRA. However, QCDs were previously capped at $100,000 per year. SECURE ...

With rising uncertainty and market volatility, ETFs offer diversification and stability. Read why JUST and LGLV ETFs are ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 per year in a 401 (k), while the contribution limit for traditional and Roth ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

A significant portion of older Americans are headed for retirement with insufficient savings. The Federal Reserve reports a ...

With so many currently heading for the exit, it’s a good time for federal employees to improve their understanding of the retirement process.