If you use an online bank, having a debit card will let you withdraw cash at ATMs ... your savings and checking in one account. An icon in the shape of an angle pointing down.

However, if you withdraw money from a CD early, it can result in a penalty. Here's what you need to know about CD early withdrawal penalties, how they work, and how to avoid them. Image source ...

403(b) account holders can withdraw funds at 59 1/2, job severance, disability, or financial hardship. Early 403(b) withdrawals may face a 10% penalty unless taken after 55 or under rule 72(t ...