Current refinance rate trends. At the start of 2025, many expected inflation to keep cooling down and the Federal Reserve to cut interest rates, which would have gradually lowered mortgage ...

Current refinance rate trends. At the start of 2025, many expected inflation to keep cooling down and the Federal Reserve to cut interest rates, which would have gradually lowered mortgage ...

Refinance rates are generally 10-30 basis points higher than mortgage rates, according to our analysis of daily rate reports. This is due to differing lender processing costs, risks, and ...

According to Smith, mortgage rates could move lower slowly and steadily, but numerous risks could also keep rates elevated.

If the Fed signals that it will resume cutting interest rates this fall, it could put downward pressure on mortgage rates.

The rate on a 30-year fixed refinance increased to 6.92% today, according to the Mortgage Research Center. Rates averaged 5.84% for a 15-year financed mortgage and 6.79% for a 20-year financed ...

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Mortgage rates might be high compared to recent years, but these smart strategies can help you save on your loan.

The average rate on a 30-year fixed-rate mortgage fell one basis point to 6.84% the week ending June 26, according to rates ...

Rocket Mortgage, the nation’s largest mortgage lender, has introduced a new bridge loan product aimed at helping homeowners ...

Today’s 15-Year Refinance Rates. The current average rate on a 15-year refinance is 6.75% compared to the rate a week before of 6.68%. The 52-week high for a 15-year refinance rate was 6.76% ...