Insurance companies also negotiate lower prices for their fully insured products, in which they bear the financial risk for claims, than for the self-funded plans they administer as TPAs.

Medicare "Part E" would be self-sustaining, funded by premiums, and available through all state and federal health exchanges.

The maximum deduction for self-employed health insurance is the income from the business reduced by the SE tax deduction and, if applicable, any SEP contribution. For example, let's say your son's ...