9. Regularly review your credit report: Ensure the account is being reported accurately for both you and the authorized user.

An unsecured credit card can be a valuable financial tool, giving you purchasing power and the ability to build your credit history. However, there are risks associated with credit cards, so you ...

We’ll learn how grown-ups use credit cards and get some tips for being responsible with them. Then the ghost pirates show up.

A new bill introduced to Congress wants to bring credit card interest rates down to 10 percent—but what would this mean for your borrowing?. Why It Matters. Americans collectively have $1.277 ...

The Federal Reserve has raised its key rate by another quarter point, bringing it to the highest level in 15 years. It's part of an ongoing effort to ease inflation by making borrowing more expensive.

Keep in mind: Even if you don’t use your card often (or at all), it’s important to remember that an open credit card account still affects two key credit scoring factors: the length of your ...

When you transfer a balance to a new card, the old card’s balance will read as $0 unless you have pending purchases or are unable to transfer the full amount. Once you’ve paid off your balance ...

Understanding credit card grace periods: What they are and how they work. Your card’s grace period lasts from when your statement closes to the time payment is due.

Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score can get you.

With the debt snowball method, you pay off your credit card debts in order from smallest to largest. While rates might decrease in 2025, don’t put all of your eggs in this one basket.

This means finding a card that aligns with your spending habits and offers rewards for your regular expenses. For example, a travel rewards card might be the best option for you if you love to travel.