We’ll learn how grown-ups use credit cards and get some tips for being responsible with them. Then the ghost pirates show up.

9. Regularly review your credit report: Ensure the account is being reported accurately for both you and the authorized user.

The Federal Reserve has raised its key rate by another quarter-point, bringing it to the highest level in 15 years, at a time when credit card debt also is at record levels.

Credit cards have a shelf life. When you use a credit card for purchases, retailers and businesses may ask for its expiration date and security code (also known as your card verification code or ...

A new bill introduced to Congress wants to bring credit card interest rates down to 10 percent—but what would this mean for your borrowing?. Why It Matters. Americans collectively have $1.277 ...

Keep in mind: Even if you don’t use your card often (or at all), it’s important to remember that an open credit card account still affects two key credit scoring factors: the length of your ...

An unsecured credit card can be a valuable financial tool, giving you purchasing power and the ability to build your credit history. However, there are risks associated with credit cards, so you ...

When you transfer a balance to a new card, the old card’s balance will read as $0 unless you have pending purchases or are unable to transfer the full amount. Once you’ve paid off your balance ...

Understanding credit card grace periods: What they are and how they work. Your card’s grace period lasts from when your statement closes to the time payment is due.

If you don’t carry a balance from month to month, the APR is less important. But if, for example, you have a $4,000 credit balance and your interest rate is 20%, if you only make a fixed payment ...

This means finding a card that aligns with your spending habits and offers rewards for your regular expenses. For example, a travel rewards card might be the best option for you if you love to travel.