Budgeting is not about being stingy or “not enjoying your day.” It’s about understanding that your real life starts after the wedding, when it’s just you, your spouse, and the responsibilities ahead.

The Personal Monthly Budget Template is great for tracking your monthly income and expenses, featuring a variety of income and expense categories and an auto-calculated monthly summary.

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Money blog: BT and EE customers facing outages; 25% house price rise forecast Welcome to the Money blog, Sky News' personal finance and consumer hub. Today, we report on a new list of the world's ...