If your card offers a sign-up bonus, ensure you meet the minimum spend requirement within the specified timeframe to earn the bonus. And on the flip side, make sure to always pay your balance in ...

A congratulatory message can be conveyed in a number of ways. You may break out the streamers and balloons to throw a party for the guest of honor. You may sign a card or a note of encouragement.

The 50/30/20 budget is one option, but there are other budgeting methods that might be a better fit for you, such as the envelope system ... high-interest credit card and payday loans.