This card, which comes with an annual fee of $0, offers a top-notch 2% cash back on all purchases. You get 1% cash back when you make a purchase, and the other 1% cash back when you pay it off.

It's nice to find a secured credit card with a $0 annual fee. Even better is one that offers a path to upgrade to a regular card. This one does both — and it gives you rewards, too.