An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Insurance is supposed to shield you from significant financial losses in the event of a disaster. But sometimes, your ...

Umbrella insurance provides coverage beyond the limits of your auto, homeowners or other insurance policies. It can protect you financially from bodily injury and property damage liability claims, as ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

An umbrella policy broadens the scope of coverage offered by your home, auto or other insurance policy. Your umbrella policy is most often used as a secondary policy to your primary insurance policy.

Start with your existing home or auto insurer. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or ...

In life, there is a far too common belief that you only need the minimum amount of insurance money to get by. Unfortunately, some people think liability coverage for things like a home or car is only ...

Your homeowners and auto insurance provide you with some liability coverage if you’re sued, but you may want the extra protection provided by umbrella insurance. An umbrella insurance policy is a type ...

Liability insurance protects you and your family’s finances from major disasters, such as a lawsuit against you (even if the charges are groundless). For example, if you crash into someone else, ...