USAA earned 4 1/2 out of 5 stars from ValuePenguin’s editors. It has good home and auto insurance coverage, but only for those in the military, veterans and some family members.

USAA, Geico and Westfield are the best car insurance for college students in 2025, according to Forbes Advisor’s analysis.

If you're looking to lower your interest rate or pay off your home faster, a 15-year mortgage refinance could be a good option. Here are the current rates.