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If you’re a first-time home buyer who wants competitive interest rates, look no further. Navy Federal Credit Union’s interest rates start at 5.62%, which is lower than top competitors.

Upgrade, LendingClub and Upstart round out our list of the best personal loans for fair credit. Compare our top picks and find out if they're right for you.

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AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering Americans 50 and older to choose how they live as they age.