Interest rate forecast 2026. Economists anticipate interest rates will drift lower at a slower pace in 2026. The FOMC projects fed funds rates of 2.9% at year-end 2026 and 2027.

The best time to open a CD account is usually when interest rates are high. Currently, the national average for a 1-year CD is 1.74%, but you can find APYs as high as 4.50% right now, depending on ...

The CD interest rate landscape could change significantly this year, experts say. Getty Images The economy continues to remain strong, with unemployment holding steady at 4.1% in December.