1. Compare Quotes from Multiple Providers Don’t just go with the first insurance provider you come across. Spend time comparing quotes from at least three major insurance companies.

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These quotes come directly from Insurify’s 10+ partner insurance companies across all 50 states and Washington, D.C., reflecting monthly pet insurance costs for both dogs and cats.

The average cost of pet insurance for cats and dogs held steady through May 2025. As of June 1, the average monthly cost of pet insurance was $43 for dogs and $23 for cats, according to Insurify data.

The average cost of pet insurance for cats and dogs held steady through May 2025. As of June 1, the average monthly cost of pet insurance was $43 for dogs and $23 for cats, according to Insurify data.