Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing out federal Direct Loans before turning to private student loans.

Borrowers who defaulted on their federal student loans will no longer be at risk of having their Social Security benefits garnished, an Education Department spokesperson said this week.

The real question is this: Are we spiraling into chaos… or evolving into something new, albeit messier? Let’s take a brutally ...