If you miss a credit card payment, call your issuer and try to submit at least the minimum as soon as you can. If you’re 60 days overdue, it’s typically when a penalty interest rate kicks in ...

Instead, your credit report will likely show the most recent statement balance of your credit card. As a result, it’s your statement balance that typically determines your credit utilization ratio.

Most credit cards, like SBI Cashback, exclude rewards on insurance and utility bills. Enter PhonePe SBI SELECT BLACK-a new co-branded card offering 10% reward points on such spends via the PhonePe app ...

Your credit card statement is a monthly goldmine of financial information. By taking a few minutes to review it regularly, you can protect yourself from fraud, optimize your spending, and take ...

Checking your credit card statement every month is an important financial task. The statement holds key information about your card’s balance, interest rate and payment due date. Plus, by ...

Locating your credit card closing date is relatively simple. You can find it in a few ways: Check your statement. The closing date is usually mentioned on your credit card statement every month ...

If you notice these small transactions on your credit card statement, contact your bank immediately. The bank will conduct an investigation and, if it concludes you were the victim of fraud, will ...

You’ll receive your credit card statement once a month in the mail, although you’ll also have access through your online account. You can also opt out of the paper copies and choose to receive ...

Credit card companies calculate your minimum repayment from the total statement balance. So, if your minimum repayment equals 2.5% of your statement balance, you owe $71.50 based on the above example.