But, there's a sneaky way to get some savings thanks to this Amazon gift card deal. As of May 29, grab a Spotify Premium gift card for $99. That's $45 in savings on a normal year of Spotify Premium.

And those gift card companies want to give that money back," the FTC said in its blog post. Here are steps, highlighted by the agency, that consumers should take if they suspect they have been conned.

Buy a 12-month Spotify Gift Card from the retailer of your choice. If you buy a physical card, the cashier will need to activate it beforehand. If you bought a physical card, gently scratch off ...

This gift card can be redeemed as payment for a 12-month Spotify Individual subscription. These gift cards are sold at retailers like Amazon and Best Buy for $99.