Frequently, they have heard one thing from a friend or from a supposed trusted source, like maybe a financial adviser or even a Social Security representative ... SSA sent me a letter explaining ...

That’s a little far-fetched, but the basic point is valid. If a Social Security representative says “no” and you walk away and later learn you were due benefits, you generally won’t be ...

The next batch of Social Security payments is headed out soon ... The SSA notes that "wait times to speak to a representative are typically shorter in the morning, later in the week and later ...

Social Security benefits are based on a formula that considers your income during your 35 highest-earning years. You can claim benefits early at 62 or delay until 70 to increase the monthly amount.