When you receive a mortgage loan offer, a lender will usually ask if you want to lock in the rate for a period of time or float the rate. If you lock in, the rate should be preserved as long as ...

Obviously, the more you can put ... Get a Mortgage? The amount of debt you can have will depend on your income, and in particular your debt-to-income (DTI) ratio. Generally having a DTI of 30% or less ...

CNBC Select explains how to apply for a mortgage, from preparing financially and getting preapproval to undergoing the ...

Typically, experts recommend you spend no more ... put you at risk of falling behind on payments and defaulting, potentially ...

According to the latest data from Freddie Mac’s Primary Mortgage Market Survey, the average 15-year fixed mortgage rate is ...

Here's what you should know about self-employed mortgages and what you can do to make your application process go more smoothly ... make each month and put toward their mortgage payments.

The conventional wisdom about private mortgage insurance has long been that borrowers should try to avoid it. PMI is a requirement for conventional mortgage borrowers who put down less than 20% ...