A strong credit score of 750+ can unlock better interest rates on a ₹1 crore home loan. You need to have a strong credit profile and a high credit score to qualify for a home loan of ₹1 crore.

Mumbai: The country’s largest lender State Bank of India (SBI) has cut its credit growth for this year even as it is targeting a home loan book of Rs 10 lakh crore by FY 27. The lender believes ...

SBI experienced a slowdown in loan growth due to corporate debt repayments via equity funding, particularly from PSUs like NTPC. Despite strong SME, agriculture, and retail loan growth ...

SBI’s loan growth of 12.5% on-year in the fourth quarter was marginally better than the system loan growth of 11%. Its deposit growth at 9.5% was marginally below the system deposit growth of 10%.

Most people think that earning a good income automatically secures a home loan. However ... an applicant's debt-to-income (DTI) ratio. This number indicates the percentage of monthly income ...

A home loan balance transfer or a loan switch and refinance is a feature where customers are able to transfer their current home loan from one lender or bank to another providing better interest ...

Bank of Baroda (BoB) has announced a reduction in its home loan interest rates from 8.4% earlier to 8% p.a. “The rates are applicable on fresh home loans and home improvement loans. The rate is ...

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...

Millions of student loan borrowers could face a wake-up call Monday as the Department of Education resumes collecting on school loans. The restart of collections comes as data from a recent ...