High-net-worth individuals use flexible withdrawal strategies. Your retirement withdrawal plan should focus on reducing taxes and increasing the longevity of your retirement savings. A team of ...

But for retirees who are hoping to generate income from their investments, a short-term decline in their portfolios could spell long-term trouble for their retirement plans. "For those approaching ...

Many people assume that the 4% rule is the most effective retirement withdrawal strategy for them to use. The rule states that if you withdraw 4% of your savings your first year of retirement and ...

Having a well-considered retirement withdrawal strategy can help you maximize the value of your tax-advantaged accounts. As you enter the decumulation phase of retirement, here’s what to know ...

Please reload the page and try again. On March 17, the University of Michigan changed its longstanding retirement plan to allow for easier access to cash withdrawals, a significant change permitting ...

A popular rule in retirement planning isn't reliable, a new paper indicates — and even the rule's originator says it's oversimplified. The 4% rule says that if a retiree withdraws 4% of their ...

Here's a look at how your home state plays a big part in your future financial security, along with some thoughts on withdrawal strategies. Each of us needs to come up with a solid retirement plan.

there are few things more sacred than the 4% safe withdrawal strategy. Generally considered the best way to plan for early retirement, there is no question this is a particular favorite strategy ...

A hardship distribution is a pre-retirement withdrawal from your 401(k) plan, 403(b) plan, or 457(b) plan due to an immediate and heavy financial need. The withdrawal amount is limited to the ...

The first step in developing your personal retirement withdrawal plan is to select a scheme for withdrawing your money. Most people don’t realize that the 4% rule — now upgraded to 4.7% — is ...