Dear Quentin, I’m in my upper 40s and have $300,000 in my 401(k). I also have 23 years on my mortgage — $254,000 with a 3.25% ...

If your property value has increased, you may be able to move up the day you drop your mortgage insurance coverage. And even ...

With refi rates dropping to their lowest level since March, homeowners with a pricey mortgage may have the opportunity to ...

Another decrease in mortgage interest rates has led to an uptick in home loans, as well as homebuyers looking to refinance.

More homeowners decided to refinance their current mortgage, as interest rates remained fairly steady—under 7%.

If you're getting ready to buy a new home or refinance your mortgage in New York, understanding current rates is key. That ...

For many homeowners, the house they live in is more than just a place to come home to—it’s a powerful financial asset. With rising home values across the country, many people now have more equity in ...

But if you’ve built at least 20% equity in the home, you can refinance into a conventional mortgage and pay no mortgage insurance. However, you’ll need to qualify for the new loan.

Forbes Advisor reviews Manulife Bank’s mortgage division and its all-in-one Manulife One mortgage to see if it can work for ...

Waiting to refinance could pay big dividends With mortgage rates on the decline, some homeowners have already been spurred to action. "With a recent Fed interest rate cut of 50 basis points, we're ...

Mortgage rates for a 30-year term hit 7.79% in October 2023, according to historical mortgage data from Freddie Mac. So if you locked in a rate or closed on a home around that time, it may be ...

Reason #1: You Won’t Be in Your Home for Long According to Greg Clement, founder and CEO at Realeflow, the rule of thumb is you don’t want to refinance if you likely can’t hold the new loan ...