That’s how rate tables work.” Gregg Harris, CEO and founder of LenderCity – a self-described lead generator and lending marketplace – also described rate table shopping as the Amazon of the mortgage ...

Real rate of return adjusts for inflation, providing a true growth measure. S&P 500's real rate is 7.9%, versus a nominal 11.8%, due to inflation. Using real rates in retirement planning ensures ...

This means to use the rule of 72 all you do is divide 72 by the fixed rate of return to get the number of years it will take for your initial investment to double. For example, if your investment ...