First Community Bank gives Utah residents the tools to build or repair credit through secured cards, credit builder loans, ...

Americans have a near-record level of credit card debt, with the average credit card balance per borrower over $6,300 at the ...

People may think that paying bills on time ensures a high credit score. That’s a myth, experts say: payment history isn’t the ...

A good credit score is crucial for loans and financial goals. Responsible credit card use, timely payments, and maintaining a ...

Raise and discuss your problems and disputes ... Therefore, it is imperative for you to acknowledge the fact that improving your credit score is just the beginning. It is equally vital to maintain ...

including credit cards, installment loans and mortgages. If you need to raise your score quickly, Groberg suggests focusing on the two biggest factors, payment history and credit utilization.

rent — to help raise your credit score. And if users are ever late when making their tracked payments, that negative information isn't included. Experian Boost recently announced a new beta ...

If you are thinking about taking that first step on the property ladder this year, mortgage broker Mojo Mortgages has shared ...

but there's another factor that's just as important -- your credit utilization ratio. If you're trying to raise your score, understanding how this ratio works can make a big difference.

Securing a mortgage loan can be a challenging process, but understanding the key factors that lenders look for and taking ...

Build your credit by paying on time, keeping balances low, disputing errors, and using a mix of credit types responsibly over ...

By Sara Rathner, NerdWallet If you’re using your credit card issuer’s app or website just to pay your bills and check in on some recent transactions, you’re only tapping into a fraction of the ...