First Community Bank gives Utah residents the tools to build or repair credit through secured cards, credit builder loans, ...

Americans have a near-record level of credit card debt, with the average credit card balance per borrower over $6,300 at the ...

It can even come into play when you apply for a job or rent an apartment. It's important to raise your credit score so you receive the best rates and can qualify for more credit cards. If you're ...

including credit cards, installment loans and mortgages. If you need to raise your score quickly, Groberg suggests focusing on the two biggest factors, payment history and credit utilization.

Want a better credit score without the guesswork? Consumer Investigator Rachel DePompa shares two simple moves that could ...

You can view your own often through your bank or credit union, and online at myfico.com. If you’re trying to raise your score, the best thing you can do is pay off debt, Lusardi said.

Your credit score is a number that illustrates your credit worthiness, and in the US it's used for a variety of things including loans and acquiring new lines of credit. Depending on where you ...

Debts in collections typically stay on your credit report for seven years and can harm your score for as long as they appear.

"I think it's important that people understand that there's no shame getting into debt," said credit card analyst Benet ...

If taking a car loan can damage your credit score? Learn how auto loans affect your credit, from application to repayment, and how to manage it smartly.

People may think that paying bills on time ensures a high credit score. That’s a myth, experts say: payment history isn’t the ...