If your annuity promises you a $50,000 lump sum payment in the future, then the present value would be that $50,000 minus the proposed rate of return on your money.

Winning a lawsuit can bring financial peace of mind, but a lump sum windfall can produce certain pitfalls that a structured ...

Pension Lump-Sum Hypothetical Hypothetically, let's say your pension would pay $2,500, per month, in 10 years, and they offered you $500,000 now to take the lump sum.

After nobody won Tuesday’s Mega Millions drawing the jackpot has jumped to an estimated $1.25 billion as an annuity and $625.3 million as the lump sum cash option. The options through which Mega ...

Deciding whether to take a $400,000 lump sum or monthly pension benefit of $2,000 requires calculating the relative value of each option. Generally speaking, the sooner you can receive the lump ...

You can invest the lump sum to generate growth or income while also drawing from it to pay expenses. If you invest $200,000 at 4% and withdraw $915 each month, after 19 years you’ll still have ...

In Figure 1, I compare a lump-sum offer of $500K to the 100% joint survivor pension option, which is $25K a year. Single investors use the single-life pension payout. The formula in this case ...

On a recent episode of her “Women & Money” podcast, Suze Orman broke down three common investment strategies: lump-sum investing, dollar-cost averaging, and value-cost averaging.

Dear Liz: I need advice on choosing between a lump sum retirement benefit and a monthly payout till death (with a cost of living adjustment).The monthly payout option also includes health ...