The Postal Service Health Benefits Program, established as part of the 2022 Postal Service Reform Act, will create a new USPS-only health insurance program, akin to the Federal Employees Health ...

Child term rider: A child term rider offers term life insurance coverage for your child up to a specified amount. The coverage offers a small payout if your child dies while coverage is in force.

A stay-at-home parent might need between 15- to 20-year life insurance policy with a minimum coverage of $250,000–$400,000 to account for childcare, household duties, and other contributions.

And yet according to LIMRA’s 2024 Insurance Barometer Study, just 51% of U.S. adults have some form of life insurance coverage, which represents a 12-point drop from 2011 1 and reflects a ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and ...

Navigating life insurance after age 70 can be complex. We explain when you might need coverage in your later years and how to find the right policy.

Things get a little trickier as we try to figure out how much life insurance coverage is needed because so many factors go into that decision. So, let’s get into the process of understanding all ...

Life insurance is something many people don’t want to think about. After all, it accounts for what happens to our families and loved ones after we die, a topic most would rather avoid. However ...