Nationwide is the best life insurance company with living benefits, according to Investopedia research. Columbus, Assurity, ...

Indexed universal life insurance: The cash value earns a rate of return that's tied to a financial market index, such as the S&P 500. The policy may also define maximum and minimum rates of return.

When you buy a permanent life insurance policy, a portion of the premiums you pay is set aside by the life insurance company in what is known as the cash value component of your policy. Over time ...

One of the benefits offered by some employers is a life insurance policy. We help you understand the pros and cons of ...

While EVs can be a good option if you want to save money on gas or cut down on emissions, not all are created equal. Some, ...

If you’re cash-strapped due to a natural disaster, your life insurance could provide essential financial relief via living benefits, cash-value loans, and more.

Nearly half of Americans don't have a life insurance policy, according to a new study, with wide disparities based on age, gender, income and race. A report from Western & Southern Financial Group ...

Discussing the importance of owning life insurance can be a sensitive topic- after all, few people like to talk about death. However, if others depend on your support, or if you have substantial ...

Universal life insurance is a permanent life insurance with cash value, flexible premiums and a flexible death benefit. Traditional universal, guaranteed universal, indexed universal and variable ...

DROs can pertain to life insurance policies, as well. Irrevocability is a common stipulation, requiring one spouse to keep ...

Variable life insurance is a permanent policy with a fixed premium and death benefit, but it’s similar to VUL in that your cash value grows based on the underlying investments you select.