When writing a pay-for-delete letter, include a response ... all credit reporting agencies. If an agreement is reached, I will pay this amount by (date of payment). Please respond by (date ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It ...

A goodwill letter can also be helpful when you think a late payment has been recorded in error: for example, if you were in deferment or forbearance and weren’t required to make any payments ...