PayPal Pay in 4 is PayPal’s buy now, pay later (BNPL) service for online shoppers. If you use this option at checkout, you can split your purchase into four equal payments with no interest or ...

For example, imagine you use PayPal Pay in 4 to make a $1,000 purchase from your favorite clothing retailer. You owe 25 percent of the balance ($250) when you check out.

If you choose PayPal Pay in 4 at checkout, you'll pay $150 at checkout, followed by three additional payments of $150 every 15 days. Altogether, you'd pay off the full $600 in about six weeks.