Flood damage is not covered under commercial property insurance. You would have to buy a separate flood insurance policy to cover your office space for the costs of repairing flood damage.

Commercial property insurance is insurance used to cover property and equipment from the risk of disasters. Different types of properties and equipment are considered for commercial property ...

Claims may still be submitted to the Army for the amount of the deductible. Those who do not carry insurance to cover the loss may file with the Army claims office directly.

A separate 11,585 claims have been filed for damage to commercial property. In terms of Hurricane Helene, the price tag is estimated by the OIR to be $1.99 billion with 135,505 claims filed within ...