Long-term care insurance can cover the cost of in-home help, physical therapy, assisted living, nursing facilities and more.
With care costs climbing and financial pressures growing, seniors have some tough coverage decisions to make now.
My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. National median average ...
When it comes to retirement planning, most people focus on the “big three” of income, taxes, and investments. But there’s ...
Most Americans find themselves woefully unprepared for the financial burden of long-term care expenses, a growing concern as the population ages. Despite the increasing need for long-term care, many ...
Question: What's the annual premium for a private insurance policy that covers nursing-home and other long-term care expenses for a 65-year-old? (A) $2,000; (B) $1,000; (C) $500. Answer: All of the ...
Democratic Sens. Ron Wyden (Ore.) and Elizabeth Warren (Mass.) are launching an investigation into UnitedHealth Group (UHG) over its actions reportedly steering seniors away from hospital visits for ...
That is more than double the rate (2.23%) proposed by the Biden administration in January 2025, which was seen as a budget cut by the insurance industry. The Trump administration increase will amount ...
When you're building the foundation of your retirement plan, insurance is a key component.
Medicare can help seniors save money on healthcare, but mistakes can take a toll on their savings. This article explains how ...