Long-term care insurance can cover the cost of in-home help, physical therapy, assisted living, nursing facilities and more.

With care costs climbing and financial pressures growing, seniors have some tough coverage decisions to make now.

My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. National median average ...

When it comes to retirement planning, most people focus on the “big three” of income, taxes, and investments. But there’s ...

Most Americans find themselves woefully unprepared for the financial burden of long-term care expenses, a growing concern as the population ages. Despite the increasing need for long-term care, many ...

Question: What's the annual premium for a private insurance policy that covers nursing-home and other long-term care expenses for a 65-year-old? (A) $2,000; (B) $1,000; (C) $500. Answer: All of the ...

That is more than double the rate (2.23%) proposed by the Biden administration in January 2025, which was seen as a budget cut by the insurance industry. The Trump administration increase will amount ...

Democratic Sens. Ron Wyden (Ore.) and Elizabeth Warren (Mass.) are launching an investigation into UnitedHealth Group (UHG) over its actions reportedly steering seniors away from hospital visits for ...

When you're building the foundation of your retirement plan, insurance is a key component.

Assisted Living is a type of senior housing designed for adults who value independence but need some help with daily activities. Residents live in private or semi-private apartments or rooms within a ...

Medicare can help seniors save money on healthcare, but mistakes can take a toll on their savings. This article explains how ...